|
|
Post by Johnny Edwards on Jun 15, 2011 17:39:36 GMT -5
Well you had his dvd that you mailed me along with those books. Exposing the Illuminati from within is the video.
|
|
|
|
Post by Josh Dale on Jun 16, 2011 9:50:01 GMT -5
Monthly Income Amounts for Families using Spenddown Size of Family Monthly Income 1-$217 2-$267 3-$308 4-$383 5-$450 6-$508 7-$567 8-$627 In Kentucky most disabled/elderly people also qualify for Medicaid services. States with the highest percentages of disability among adults include West Virginia (25.8 percent), Kentucky (24.7 percent), and Oregon (23.7 percent). So spenddown is capped in KY? Are those numbers income amounts or the spenddown amounts for a certain poverty level. For example, for the family of 1; you're saying the income cap is $217? In MO if you had some chronic dz where you spend 3K a month on medical expenses and you make 4K a month your spenddown is 4K-786(85% of the fpl)=3214. Assuming you can find coverage, private insurance is obviously cheaper so there is really no reason to cap it. It also discourages working to a degree because who wants to work to be poor (work only to see it gone on your spenddown). For example, if you make $10/hr but don't have insurance that's roughly 1600/month leaving you a spenddown of 815. If you're somebody that has medical issues, why try to work if you're going use the extra on medical and still be at the poverty line. You can work about 20 hrs/wk at the same pay rate, stay at/below the 785 and get the medicaid coverage for free with the same amount cash in your pocket. |
|
|
|
Post by Josh Dale on Jun 16, 2011 9:59:41 GMT -5
Once you're disabled for 2 years you qualify for Medicare. The "path" is typically: get your disability, use medicaid/medicaid spenddown for 2 years, then medicare kicks in and medicaid becomes the secondary. Many disabled could likely work to some degree but are afraid of losing their disability or relative to chronic dz, more importantly their medicare coverage (they're not 65 and only got the medicare as a result of the disability). There are programs in place to let them keep their medicare but it's ridiculously expensive so it only looks good on paper IMO. The other way for Medicare is 65 or older.
|
|
|
|
Post by John Wilson on Jun 16, 2011 14:25:11 GMT -5
Getting the disability is a very long process and typically requires several appeals, too. It's such a game that there are companies that do nothing but work disability and medicare appeals.
|
|
|
|
Post by Josh Dale on Jun 16, 2011 15:23:46 GMT -5
Yes, it's usually quite a process. I work with primarily HIV/AIDS clients and for whatever reason either dx makes it go right through, first time.
|
|
|
|
Post by John Wilson on Jun 16, 2011 15:41:34 GMT -5
Makes sense, since those two diagnoses are easily provable. Things like COPD, arthritis, etc are easier for the government to deny.
The business I'm in now isn't addressed directly by Med Part D and many states don't know how to treat it since every government payor in the US uses Medicare guidelines regardless of their own fee schedule.
|
|
